• Waiver and Deadlines

    2019–2020 Waiver Request Procedure

    Students who can demonstrate that they already have comparable ACA-compliant medical and mental health coverage under another insurance plan can request to waive participation in the Student Health Insurance Plan. (Plans not considered comparable to the Student Health Insurance Plan include out-of-state Medicaid plans, Medicaid plans from upstate New York, and regional HMOs.) The plan must be active from August 20, 2019, through August 19, 2020, and provide the following in the New York City area:

    • Access to local doctors, specialists, hospital, and other healthcare providers in emergency and nonemergency situations
    • Coverage for inpatient and outpatient hospitalization
    • Coverage for lab work, diagnostic X-rays, physical therapy and chiropractic care, emergency room treatment, ambulance services, and prescriptions
    • Coverage for inpatient and outpatient mental health, substance abuse, and counseling services

    If you have comparable coverage and wish to waive participation in the Student Health Insurance Plan, you must complete an Online Waiver Request Form. In order to have the Student Health Insurance premium omitted from your billing statement, you must submit your completed online waiver form by September 9, 2019, for the fall semester or by February 3, 2020, for the spring semester if you were not registered in the fall.

    Your waiver request form must be submitted by the deadline and approved, or you will remain enrolled in and billed for the Student Health Insurance Plan for the policy year.

    International students on F-1 and J-1 visas are generally not eligible to waive the Student Health Insurance Plan and do not have access to the Online Waiver Request Form. International students with comparable ACA-compliant, U.S.-based health insurance who believe they should be able to waive participation in the plan can file a Request for Waiver Exception Form at gallagherstudent.com/thenewschool.

    • Students who waive the Student Health Insurance Plan for the fall semester will have the premium automatically waived for the spring semester the day after they register for classes. No action is necessary.
    • An Online Waiver Request Form must be completed every fall semester. New students admitted for the spring semester must complete this form before the spring deadline and again in the fall for the following academic year.
    • No Online Waiver Request Forms will be accepted after the semester deadlines. Students who do not submit the Online Waiver Request Form by the deadline are responsible for payment of the health insurance premium.
    • Students who use Student Health Insurance at any time are obligated to remain enrolled for the policy year. If a student uses the insurance after submitting an Online Waiver Request Form, the health insurance premium will be added back to the student's account immediately. If a student uses the Student Health Insurance Plan in the fall semester, they cannot waive the spring insurance premium and must remain enrolled in the plan for the full plan year if they are still eligible for student health insurance coverage in the spring.

    After submitting an Online Waiver Request Form, you will receive email confirmation that it was received. Gallagher Student Health will then review the request and let you know by email whether it was accepted or denied. If you don't receive a reply within five business days, contact Gallagher Student Health by calling 833.440.0571 or using the contact form on gallagherstudent.com/thenewschool.

    Please note that it is your responsibility to check your student account, using MyNewSchool Online Services, approximately two business days after receiving approval of your online waiver request to verify that the appropriate credit appears in your student account. Student Health Insurance premiums are not applied to or waived from your student account until one to two days after you have registered for classes. If your waiver request has been approved but you have not received your credit after approximately two business days, please contact Student Accounts.

    Late Waivers and Missed Deadlines

    The New School sets waiver deadlines in order to comply with its obligations to UnitedHealthcare. If you do not submit the online waiver form by the appropriate deadline, the health insurance premium will remain on your account and you will be responsible for payment of the premium. No refunds will be made for Student Health Insurance after the semester deadline.

    If you miss the fall semester waiver deadline, you cannot waive the health insurance premium for the fall semester. You can, however, request to waive the health insurance for the spring semester at the time you register, provided that the following criteria are met:

    • You provide proof of comparable ACA-compliant coverage when you request to waive the plan online
    • Neither you nor any provider (doctor, lab, pharmacy, etc.) has submitted any claims on your behalf under the Student Health Insurance Plan during the fall term of coverage (August 20, 2019, to January 14, 2020)
    • You submit the Online Waiver Request Form, available at gallagherstudent.com/thenewschool, before the spring waiver deadline

    If you miss the spring waiver deadline, you cannot waive the health insurance premium for the spring semester. You can, however, choose to waive the health insurance premium for the fall 2020 semester by submitting an Online Waiver Request Form by the appropriate date.

    It is students' responsibility to review their accounts and verify that all charges are accurate. Students are responsible for verifying that the health insurance premium has been waived after submitting an Online Waiver Request Form. Students can monitor their accounts through my.newschool.edu (click on Electronic Bills, then View Account Activity).

    What are the deadlines for submission of the Online Waiver Request Form?

    Online waivers for UnitedHealthcare will be accepted only until the following semester deadlines:

    Fall 2019

    September 9, 2019

    Spring 2020

    February 3, 2020

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