The premium is $2,999 for the 2016–2017 policy year. You will be charged $1,213 when you register for the fall semester and $1,786 when you register for the spring semester.
All degree, diploma, online only, visiting, mobility (study abroad), maintenance of status, Lang and Parsons consortium, graduate certificate program, ESL + Certificate program, and graduate and undergraduate degree program non-matriculating students are eligible and are automatically enrolled and charged for the Student Health Insurance Plan at the time of registration.
All students who pay the Student Health Services Fee have access to Student Health Services. Students have unlimited access to Medical Services (most services are offered at no additional charge), up to 12 visits at Counseling Services per academic year, and unlimited access to health information and referrals from a health educator, as well as interactive programs on a variety of health, wellness, and safety topics.
All students who pay the Student Health Insurance Fee are covered by the Aetna Student Health Insurance Plan. The fee is $2,999 annually, charged in two installments: $1,213 at fall semester registration and $1,786 at spring semester registration. Coverage begins on August 20, 2016, and continues until August 19, 2017. For students who do not return for the spring 2017 semester, coverage under the Aetna Student Health Insurance Plan ends on January 14, 2017.
All undergraduate students taking six (6)
or more credits, ESL + Certificate students, and all Parsons Paris students.
Student Health Services per semester charge ($352) is mandatory and cannot be declined.
$2,999 annual charge can be waived by submitting the Online Waiver Form with proof of comparable health insurance coverage by the waiver deadline.
All undergraduate students taking five (5) or fewer credits and all graduate students (except Parsons Paris).
Student Health Services per semester charge ($352) can be declined by completing an Online Waiver Form and submitting it by the waiver deadline.
$2,999 annual charge can be waived by submitting the Online Waiver Form with proof of comparable health insurance coverage by the waiver deadline.
*Note that you must be covered under Student Health Services in order to purchase the Aetna Student Health Insurance Plan.
Coverage for the premium year begins on August 20, 2016, and ends on August 19, 2017. Student Health Insurance is an annual policy, and partial coverage is not an option for enrolled eligible students. For students who were not enrolled for the fall semester, coverage is effective on January 15, 2017, for the spring semester as long as they register before the waiver deadline.
You can pick up a 2016-2017 Plan Summary and Plan Guide at Student Health Services, or you can view them online on the Aetna Student Health website at
aetnastudenthealth.com. If you have specific medical care questions that are not addressed in the Plan Summary or Plan Guide, please contact Aetna Student Health Customer Service at 800.878.1927. It is your responsibility to understand the nature and scope and limitations of the benefits and to know and meet all published deadlines.
You can find the highlights of the Affordable Care Act regulations as well as a link to the full law on the U.S. Department of Health and Human Services
website. To apply for insurance through your state’s marketplace,
Healthcare.gov directs people to the appropriate online marketplace per their home state. Please click
here for information related specifically to college students.
Even if you come from a country with a national health plan, it may not cover your care in the United States. Health care costs are rising rapidly, and one injury or illness can mean long-term financial distress for you and your family. The New School Student Health Insurance Plan protects you from financial hardship resulting from an illness or injury that requires costly or prolonged medical care. With New School–sponsored Student Health Insurance, an Aetna Open Choice Preferred Provider Organization (PPO) Plan administered by Aetna Student Health, you are assured that your health plan is recognized by doctors and hospitals in the United States and that you have some financial protection from unexpected or catastrophic medical costs. This protection includes in-network** discounts and benefit coverage that can dramatically reduce the cost of medical care. Without insurance, you would be responsible for paying the entire amount, which generally exceeds the cost of care in other countries.
**Providers (doctors, hospitals, labs, imaging facilities, pharmacies, etc.) that belong to Aetna's network are called Preferred Providers or In-Network Providers. Providers that do not belong to Aetna's network are called Non-preferred Providers or Out-of-Network Providers. Students can use either Preferred or Non-preferred Providers, but using Non-preferred Providers will result in higher out-of-pocket expenses.
Yes; the New School plan meets all of the requirements for students on J-1 visas and all recommendations for international students on F-1 visas. These benefits include but are not limited to unlimited medical benefits for each accident or illness, a national prescription drug program, access to local medical providers, unlimited medical evacuation, return of mortal remains, worldwide emergency travel assistance, and a $10,000 accidental death and dismemberment benefit.
Yes. Students participating in OPT are eligible to enroll in the Student Health Insurance Plan. You will not be automatically charged and enrolled. You’ll need to contact the
International Student and Scholar Services office for an enrollment form and information about enrollment deadlines. The enrollment form and payment should be sent directly to University Health Plans (the instructions are on the enrollment form). Please do not send the enrollment form or payment to Student Health Services or International Student and Scholar Services.
Select a Preferred Provider. You will save significantly because of the substantially lower rates Aetna Preferred Providers have agreed to accept as payment for their services. You can find Preferred Providers online at Aetna's DocFind Service at
www.aetnastudenthealth.com. You can also speak to a representative of Aetna Student Health at 800.878.1927. Note: Preferred Providers are independent contractors and are neither employees nor agents of The New School, Aetna Student Health, Aetna Insurance Company of Connecticut (Aetna), or University Health Plans, Inc.
This fee gives you access to the medical, counseling, and wellness and health promotion services provided on campus by New School Student Health Services, at 80 Fifth Avenue, 3rd floor. Most services are provided free of charge. The $352 per semester fee is mandatory for all undergraduates enrolled in six (6) or more credits, including those who have their own personal health insurance coverage, and all students enrolled in the Student Health Insurance Plan regardless of their place of study (online only, study abroad, visiting, etc.). An undergraduate who registers for six (6) or more credits cannot waive the Student Health Services fee.
Students who do not wish to be enrolled in the Student Health Insurance Plan must submit an Online Waiver Form by the appropriate deadline. Go to
www.universityhealthplans.com (select the "New School" link) to find the waiver and instructions for submitting it online.
You must submit a new Online Waiver Form every fall semester. If you did not register for the fall but are taking classes in the spring semester, you must submit the Online Waiver Form for the spring. If you submitted an Online Waiver Form for the fall and the health services and/or insurance fees were removed, your waiver will carry over automatically for the spring semester; no action on your part is necessary.
The Student Health Insurance Plan is an annual policy; therefore, partial coverage is not an option. If a student uses the policy during the fall semester (that is, if the student or a doctor, lab, or other service provided submits a claim on behalf of the student to Aetna Student Health), the student is required to pay the full annual premium and will be billed at spring registration if still enrolled and eligible. Students entitled to waive the insurance who miss the fall waiver deadline but never use the policy can waive the second premium payment, billed when they register for the spring semester, by submitting the Online Waiver Form before the spring waiver deadline. If a student submits a spring online waiver form after the plan has been used in the fall, the spring insurance fee will be added back to the student's account for the spring semester and the student will be required to remain enrolled in the plan for the remainder of the policy year.
www.aetnastudenthealth.com and use the Aetna DocFind tool to locate a doctor, hospital, or pharmacy.
If you are graduating in December, you will still be covered by the Student Health Insurance Plan and can use Student Health Services until January 14. (Your coverage for the fall semester begins on August 20, 2016, and continues until January 14, 2017.) Since you will not be registering for the spring semester, you will not be covered by Student Health Insurance after January 14. If you are graduating in May, your health insurance coverage and access to Student Health Services will continue until August 19, 2017, provided that you are a registered student in the spring semester.
You can print an insurance card at
www.aetnastudenthealth.com (search for "The New School," then click on Print ID Card) after Aetna has received your enrollment information from The New School. Enrollment updates are sent to Aetna Student Health at the beginning of every semester. The final list of enrolled students is forwarded to Aetna the day after the waiver deadline. Aetna can also send you an insurance card in the mail by request. You can request the card after Aetna receives your enrollment information by calling Aetna Customer Service at 800.878.1927.
Make sure your medication is covered by the plan. Then, just present your Aetna insurance ID card to the pharmacy. If you are enrolled but don't have your ID card, you can fill your prescription at an Aetna Preferred pharmacy by having the pharmacist contact Aetna Pharmacy Management at 800.238.6279 to verify your coverage. If you are not yet in Aetna's system, you must pay for the prescription and submit the receipt and prescription stub with a completed Aetna Pharmacy Drug Claim Form for reimbursement directly by Aetna. To download an Aetna prescription claim form, go to
www.aetnastudenthealth.com. Note: Students are updated in Aetna's system approximately two to four weeks after registering for classes.
To ensure that only registered students are enrolled in the Student Health Insurance Plan, Aetna does not update your enrollment information until they receive notification of your registration from The New School. The final list of eligible students is forwarded by the university the day after the waiver deadline. After Aetna has received your updated enrollment information, you can submit any new or denied claims for processing, and Aetna will reimburse you for any covered out-of-pocket expenses submitted. Students who are enrolled for the fall semester should be aware that this lapse could affect them in January and February. To avoid a lapse in coverage, register during the published registration periods for each semester.
A deductible is a specific dollar amount that an insured person is responsible for paying before the insurance company will begin to pay. Our Student Health Insurance Plan deductible is $100 per policy year.
Your provider (doctor, lab, etc.) submits a bill to the insurance company, and the charge is $300. The insurance company will automatically take the first $100 and apply it to your deductible; you must pay the provider this amount. The insurance company will then pay a percentage of the remaining charge of $200; the percentage depends on whether the provider is an Aetna Preferred Provider or a Non-preferred Provider (see your Plan Brochure for details). If the provider is an Aetna Preferred Provider, the insurance company will pay 90 percent of the remaining $200 and you will be responsible for 10 percent; this is called your co-insurance amount. The provider will bill you $120 ($100 deductible and $20 co-insurance). The next time you submit a bill/claim to Aetna, you will be responsible only for the co-insurance amount of the covered medical expense because you will have already met your deductible.
Bills for medical services do not require a claim form. However, you must write on the bill that you are a New School student and include your student ID number. Mail a copy of your bill to Aetna, P.O. Box 981106, El Paso, Texas 79998. To request reimbursement for prescriptions for which you have already paid, you must complete a prescription drug claim form and submit it with a receipt and prescription stub. Prescription drug claim forms can be obtained at the New School Student Health Services office or can be downloaded and printed from the Aetna Student Health website,
www.aetnastudenthealth.com. Mail your prescription drug claim forms to Aetna, P.O. Box 14024, Lexington, Kentucky 40512. Note: Requests for reimbursement will be denied during the policy update period; wait until your enrollment is updated to mail your reimbursement request.
An EOB is a form you receive from the insurance company each time a claim is submitted on your behalf. One copy is sent to you and one to your provider (doctor, lab, etc.). The EOB explains how your claim was processed and/or paid. It will include some or all of the following information: the provider name, the date, the amount the provider billed, any discounts that may apply, the amount paid and to whom it was paid, any amount applied to your deductible, the co-insurance amount for which you are responsible, or the reason for denial if your claim was denied.
The Aetna Student Health Insurance plan offers some coverage for dental and orthodontic care for students through age 18. To view the Pediatric Dental Care Schedule, please visit The New School page on the Aetna Student Health website, www.aetnastudenthealth.com.
Routine dental care and dental treatment, except for treatment resulting from injury to sound, natural teeth, is not covered under the student health insurance plan for students age 19 or older. Information pertaining to coverage for injury to sound, natural teeth can be found in the
The New School does not currently offer a supplemental dental insurance plan. New York University College of Dentistry offers a dental plan for non-NYU students. Stu-Dent membership is open to full and part-time students of participating colleges and universities (including The New School) as well as their partners and dependent children. Memberships follow the academic calendar year (i.e., September–August) regardless of the date of enrollment. For more information or to enroll in the Stu-Dent plan, please go to their
website. For more dental treatment options, please click
here for our dental options hand-out.
The Aetna Student Health Insurance plan offers coverage for routine vision care for students through age 18. Information pertaining to coverage for pediatric vision care can be found in the Plan Summary.
The Aetna Student Health Insurance plan does not cover routine vision care such as eye exams, contact lenses or eyeglasses for students ages 19 or older. Aetna Student Health Insurance offers a vision discount program for students that includes discounts on eye exams, contact lens fitting, contact lenses, and eyeglasses. Please
click here for more information.
VSP vision insurance is available to New School students. Enrollment in the VSP vision plan is optional. Students are not automatically charged for and enrolled in vision insurance. You may enroll in this vision plan on a voluntary basis; it is not required insurance. Students do not have to be enrolled in the Aetna Student Health Insurance plan to be eligible to sign up for this optional vision insurance. Enrollment in the voluntary vision insurance plan is through University Health Plans. For enrollment and cost information, visit universityhealthplans.com/letters/letter.cgi?school_id=170.
Yes. The New School Student Health Insurance Plan provides worldwide coverage. As an active participant in the Aetna Student Health Insurance program, you have access to emergency assistance services when you are traveling 100 miles away from our campus or outside your country of residence. Call On Call International 24 hours a day, 365 days a year at 866.525.1956 (in the United States) or 603.328.1956 (outside of the United States). On Call International provides a wide array of services to assist you in the event of an emergency, including evacuation and repatriation services. Any Emergency Travel Assistance Services are covered 100 percent as long as services are coordinated through On Call International.
If you are enrolled in the Aetna Student Health Insurance Plan, you can enroll your dependent(s) during the open enrollment period. If you are enrolled in the fall semester, you can enroll your dependent(s) through September 20, 2016. If you are a new student in the spring, you can enroll your dependent(s) through February 14, 2017.
Late enrollment may be possible for dependents who experience a qualifying event after the enrollment deadline. Please contact University Health Plans at 800.437.6448 with any questions. Dependent enrollment forms are available on their
website during the open enrollment period.
Aetna Navigator™ is your secure member website and is packed with personalized benefits and health information. You can take full advantage of the interactive website to complete a variety of self-service transactions online, including requesting a replacement ID card and viewing claim Explanation of Benefits (EOB) statements. Sign up for Aetna Navigator at
www.aetnastudenthealth.com. If you need help, assistance is available toll free Monday through Friday, from 7:00 a.m. to 9:00 p.m. Eastern Standard Time, at 800.225.3375.
Students who waive the insurance cannot enroll after the waiver deadline. The Student Health Insurance Plan is an annual policy, and partial coverage is not an option. If you waive Student Health Insurance, it is with the understanding that you have your own comparable health insurance policy that will cover you for the full school year. You should make certain that your personal health insurance will provide all necessary medical and mental health coverage before you decide to waive the Student Insurance Plan. For the fall 2016 semester, any attempt to enroll after September 20, 2016, is considered late enrollment. For the spring 2017 semester, any enrollment after February 14, 2017, will be considered late enrollment. If you register for courses after these deadlines, you will not be eligible for Student Health Insurance for that semester regardless of your student status. Exceptions: Under certain unusual circumstances, late enrollment may be possible; speak with a Student Health Services representative before you register.
Yes. This is the only circumstance in which you are permitted to enroll in Student Health Insurance after the waiver deadline has passed. You must provide proof (written documentation from your personal insurance company or employer) that your most recent medical coverage has terminated to Student Health Services and complete a Request to Enroll Form within 60 days of termination of your personal insurance (contact Student Health Services at 212.229.1671, option 3). You will not be permitted to enroll if you fail to inform Student Health Services of the termination of your insurance before or within 60 days after the termination date.
No. Only students who are eligible and enrolled at The New School are eligible to participate in the Student Health Insurance. If you need to independently investigate and purchase an individual policy for when you are no longer a student, Student Health Services can provide you with a partial list of insurance providers to help you get started.
Any student who withdraws from the university before the semester waiver deadline will receive a full refund of the Student Health Insurance Fee as long as no claim against the plan has been paid. Any student who paid the Student Health Insurance Fee and withdraws from the university after the semester waiver deadline will remain covered in the university-sponsored Student Health Insurance Plan for the full policy period (fall 2016 coverage period: August 20, 2016–January 14, 2017; spring 2017 coverage period: January 15, 2017–August 19, 2017). No refund will be given. Any student who withdraws from the university for health reasons before the semester waiver deadline for a covered injury or illness may opt to remain covered in the university-sponsored Student Health Insurance Plan for the remainder of that semester only by notifying the Student Health Services office at 212.229.1671, option 3. Please note that this consideration will be given only to students who withdraw for documented medical reasons.
Students taking a leave of absence for health reasons are eligible to reinstate the health insurance coverage while on leave. Once your leave is processed, the university automatically reverses the insurance fee on your student account, which automatically removes you from the insurance plan and coverage. If you already used the plan that semester (that is, if the student or a doctor, lab, or other service provided submits a claim on behalf of the student to Aetna Student Health), the insurance fee will be added back to your student account automatically and you will be re-enrolled in the student health insurance plan for the remainder of the semester. If you did not use the plan that semester, you will need to contact Student Health Services for instructions for making payment for the insurance fee so we can reinstate your coverage. Please note: Students on leave (including health leave) do not have access to Student Health Services.
Students taking a leave of absence for any reason other than health are not eligible to reinstate the health insurance coverage while on leave. If your leave is processed before the waiver deadline, you will receive a full refund for the insurance fee as long as you have not used the plan that semester. Your insurance coverage will be canceled retroactively to the beginning of the coverage period. If your leave is processed after the waiver deadline, you will not be eligible for an insurance fee refund and you will remain enrolled in the plan.
New School employees taking classes for credit at the university and receiving a tuition waiver are not eligible to be seen at Student Health Services and are not eligible for student health insurance coverage. The university automatically waives the Health Fees for New School employees. The Health Fee charges will appear in the charge column of your student account, and the Health Fee waivers will appear in the payment column and act as a credit.
Dependents of New School employees who are taking classes for credit and receiving a tuition waiver are automatically charged for the Health Fees and enrolled in Student Health Services and the Student Health Insurance Plan. All students (both undergraduate and graduate) can waive the Health Insurance Fee by providing their comparable health insurance information on the Online Waiver Form and submitting it before the waiver deadline.
Dependents of New School employees who are undergraduate students registered for 6 or more credits are required to pay the Health Services Fee. This fee is not included in the tuition waiver and cannot be waived. All graduate students (except Parsons Paris) and undergraduate students registered for five (5) or fewer credits are eligible to waive the Health Services Fee on the Online Waiver Form.
Employees/dependents taking continuing education classes are not charged for the Health Fees and are not eligible for Student Health Services or student health insurance coverage.
Student Health Insurance OfficeStudent Health Services80 Fifth Avenue, 3rd floorNew York, NY 10011212.229.1671, option 3Fax: 212.614.7484
Office HoursMonday–Thursday9:00 a.m.–5:00 p.m.
Friday10:00 a.m.-5:00 p.m.(except university holidays)
Medical and Mental Health Resources
Online Waiver Form
Insurance Plan Guide (PDF)
Aetna Navigator (PDF)
Aetna Vision (PDF)
Parsons Paris Insurance FAQ (PDF)
How to Read My EOB (PDF)
Dental Options (PDF)
2016–2017 Insurance Plan Summary and Highlights
Insurance Plan Summary (PDF)
Insurance Plan Highlights (PDF)
2015–2016 Insurance Plan Summary and Highlights
Insurance Plan Summary (PDF)
Insurance Plan Highlights (PDF)
For questions about insurance benefits, claims processing, inpatient admission pre-certification and ID cards (including lost ID cards) contact
Aetna Student HealthOne Charles ParkBoston, MA 02142800.878.1927Fax: email@example.com