The 2015 Open Enrollment period begins on Monday, 11/3/14 and ends on Monday, 11/17/14. During this period you have the opportunity to:
The elections you make during the Open Enrollment period will become effective on January 1, 2015. (New enrollments or increases to Supplemental Life Insurance Plan coverage will become effective on the date approved by the life insurance carrier.)
To access The New School's online enrollment system, go to my.newschool.edu and log in with your regular user name and password, click on the "employee" tab, and click the link in the Open Enrollment section. Please note, the open enrollment system is approved for use with Internet Explorer, Chrome, and Safari (not Firefox).
You cannot make Qualified Transportation Plan (QTE) or Tax-Deferred Annuity (TDA) Retirement Plan elections via the system (see the section below for information.)
UnitedHealthcare (along with Optum Rx and UnitedHealthcare Vision), Delta Dental, EBPA and TIAA-CREF will continue to administer New School benefit plans in 2015.
The total cost of the health care plan will increase by 8.95% on January 1, 2015 due to fees, taxes and plan design changes that the New School is required to make as per the Affordable Care Act, and also to trend, an increase in UnitedHealthcare's administrative fees and expected claims experience. Since the university and enrolled employees share in the cost of the health care plan, the 8.95% increase will be proportionately shared as well (the portion that the university pays will increase at the same percentage as the portion that the enrolled employee's pay). The original quote came in at a 10.1% increase and the university will be making some plan changes (see Change 4 listed below) in order to lower the increase from 10.1% to 8.95%.
See the 2015 Health Care and Dental Care Contributions section below for 2015 employee and university premiums.
Note, there will be no changes to dental care contributions or to the dental plans.
Effective January 1, 2015, the New School health care plans will cover Applied Behavioral Analysis (ABA therapy) for Autism Spectrum Disorders.
Effective January 1, 2015, the New School health care plans will cover Temporomandibular Joint and Muscle Disorder, commonly known as "TMJ".
As a result of new regulations under the Affordable Care Act, in-network out-of-pocket maximums on the Choice EPO, the Choice Plus 500 and the Choice Plus 1000 plans will now include prescription drugs (at the same out-of-pocket maximum amount as in 2014). An out-of-pocket-maximum is the most that you will have to pay for your health care and prescription drug expenses in a calendar year. If/when you reach the out-of-pocket maximum, the plan will pay 100% of the allowed amount for your covered healthcare expenses for the remainder of the calendar year.
The amount that you can contribute towards a Health Care FSA in 2015 has increased to $2,550 (from $2,500).
Please refer to this section below for changes/updates to these plans for 2015.
You cannot make Qualified Transportation Plan (QTE) or Tax-Deferred Annuity (TDA) Retirement Plan elections via the system (see the last section below for information.)
Additionally, to add or remove a dependent(s) effective January 1, 2015, you must complete and submit a Dependent Change Form (PDF) to Human Resources by November 17 (see form for details).
Click on the links below for the Summary of Benefits and Coverage for each plan. Paper copies are also available by contacting Human Resources.
Refer to the Plan Comparison Chart (PDF) to view how certain services are covered under each plan.
Enrollees in the UnitedHealthcare plans may obtain health care services from in-network providers. To find in-network providers go to www.myuhc.com, click on "find physician, laboratory or facility" under Links and Tools.
If your health care choice is the High Deductible Health Plan (HDHP), you may make pre-tax and/or post-tax contributions to a Health Savings Account (HSA). Additionally, the university will continue to make the following contributions to an HSA:
The combined employee and employer maximum contributions will increase in 2015 to $3,350 (single coverage) or $6,650 (family coverage). The age 55+ catch-up annual maximum remains at $1,000. Contributions begin once The New School is notified that you have opened an HSA. The annual employer contribution amount will be prorated if your HSA is opened after January 1, 2015. Please contact the benefits staff at firstname.lastname@example.org or 212.229.5671 x4942 for more information or for HSA enrollment and election forms.
If you are currently enrolled in the HDHP and have an HSA, your account will remain with Optum Health Bank in 2015.
As a reminder, UnitedHealthcare enrollees will automatically be enrolled in the UnitedHealthcare Vision Plan at no additional cost. (You must be enrolled in the health care plan to receive vision plan benefits; there is no option to enroll separately.) The plan allows you to receive routine vision services either from participating (in-network) vision providers or from providers who do not participate in the UHC vision network (out-of-network). To search for in-network providers, go to www.myuhcvision.com and log in using your UnitedHealthcare member ID number. You should also print your vision care member ID card once you're logged in; you will present the card at the time you receive routine vision services.
The Vision Care Plan covers an examination and new lenses (contact and glasses) every 12 months and new frames every 24 months. Review the Summary Plan Description (PDF) and Plan Summary (PDF) for coverage details. Call United Healthcare Vision at 800.638.3120 for additional information.
There will be no benefit changes to the Delta Dental PPO Plus Premier Plan and the DeltaCare USA DHMO plans for 2015. For additional information please go to the dental care page of the New School's benefits website.
As stated above in the What's Changing in 2015 section, full-time faculty and staff contributions for health care will increase by 8.95% effective January 1, 2015. Dental care contributions will remain the same. Refer to the 2015 Health Care and Dental Care Plan Contribution Chart (PDF) if you will be covering a spouse and/or child(ren).
If you will be covering yourself and a domestic partner, view the 2015 Domestic Partner Only Imputed Income Chart (PDF) to determine the taxation related to this coverage. If you will be covering yourself, a domestic partner, and a child(ren), view the 2015 Domestic Partner and Child(ren) Imputed Income Chart (PDF) to determine the taxation related to this coverage
In late 2013, the IRS released new health care flexible spending account rules permitting employers to allow plan participants to rollover up to $500 of the unused FSA contribution from one year to the next, reducing the amount subject to "lose it" rules. The New School does allow this type of rollover. Therefore, up to $500 of unused 2014 health care FSA funds (not dependent care FSA funds, per the IRS) can be used in calendar year 2015. Please consider this when making your 2015 election.
Despite this change, please keep in mind that your 2014 election will still not carryover into 2015. For example, if you elected a goal amount of $1,000 to be deducted (pre-tax) from your pay in 2014, the $1,000 election will not carryover into 2015. In order to set aside pre-tax FSA money from your pay in 2015, you will still be required to elect a goal amount for 2015 via the online enrollment system.
Using Internet Explorer, Chrome or Safari (not Firefox), go to my.newschool.edu and log in with your regular user name and password, then click on the "employee" tab, and click the link in the Open Enrollment section.
Go to "Start Open Enrollment" and then click on the group "Flex Spending" (in red). Choose your Flex Spending account (Dependent or Medical). In the "2015 Goal" field enter your annual calendar year election (minimum $100 for both plans; maximum of $2,550 for health FSA; maximum of $5,000 for dependent care FSA). Then click "Submit Change" or "Add Choice".
From there, click the "Open Enrollment Home" link at the bottom and then the "Complete" button on the home screen. If you do not click the "Complete" button, your elections will not be submitted to Human Resources.
For information on Health Care and Dependent Care FSAs, go to the FSA page of the New School's benefits website.
The University provides you with Basic Term Life Insurance coverage and Accidental Death and Dismemberment coverage at no cost. Supplemental Life Insurance coverage is also available to you and your eligible dependents and is paid for by you through after-tax payroll deductions.
You can purchase supplemental life insurance for yourself at a group rate in a coverage amount equal to 1x, 2x, or 3x your base annual salary, up to a maximum coverage amount of $250,000. You can also purchase life insurance for your spouse or domestic partner at a group rate in the amount of $10,000 or $25,000 and/or dependent child(ren) up to age nineteen (age 23 if a full-time student) at an amount of $4,000 per child. For information and rates, go to the life insurance plan page of the New School's benefits website.
Enroll in or make a change to your supplemental life insurance elections via the online enrollment system. If you elect or increase supplemental life insurance coverage you must complete a health questionnaire that is subject to approval by our carrier, The Standard, before coverage can become effective. A questionnaire will be emailed to you if coverage is elected or increased.
If you are currently participating in these plans, your 2014 elections will continue into 2015. You may enroll or make changes at any time during the year by submitting a QTE Enrollment/Change Form (PDF) or a Salary Reduction Agreement Form (PDF) (elections cannot be made via the online open enrollment system). Enrollments/ changes become effective the first of the month following receipt of your form(s) unless another effective date is indicated. Return forms via: email to email@example.com, fax (212) 229-5884, or in person (Human Resources, 79 5th Avenue, 18th Floor.)
The University will continue to offer the QTE plan through EBPA. For additional plan details go to the QTE plan page.
The University will continue to offer the TDA Plan with TIAA-CREF. The IRS recently announced that the maximum amount that you can contribute annually to the TDA plan will increase in 2015 at $18,000 and the Age 50+ Catch Up annual contribution will increase to $6,000. The compensation limit will increase to $265,000 (up from $260.000). For additional plan details go to the retirement plans page.
As required by law, The New School must provide
(PDF) to employees on an annual basis.
79 Fifth Avenue, 18th floor (Map)Phone: 212.229.5671Fax: 212.229.5884
Monday-Friday9:00 a.m.-5:00 p.m.
Staffing Services212.229.5671 Ext. 3844
HR Information Services212.229.5671 Ext. 4940
Employee Services212.229.5671 Ext. 4941