Benefits | The New School in New York City
  • Open Enrollment Full Time Faculty and Administrative Staff

    The 2017 Open Enrollment period begins on Monday, 11/7/16 and ends on Monday, 11/21/16. During this period you have the opportunity to:

    • Make changes to your health care plan and dental care plan coverage
    • Enroll in a Health Care and/or Dependent Care Flexible Spending Account (FSA) for calendar year 2017
    • Enroll in or make changes to your Supplemental Life Insurance Plan coverage

    The elections you make during the Open Enrollment period will become effective on January 1, 2017. (New enrollments or increases to Supplemental Life Insurance Plan coverage will become effective on the date approved by the life insurance carrier.)

    Here's What to Do

    1. Review all of the information on this webpage
    2. Review your current benefit elections and costs in MyDay. Type myday.newschool.edu into your browser and log in with your regular user name and password. Click on the Benefits worklet (circle). Under View, select Benefit Elections. Download this into excel or print a pdf for your records.
    3. Decide if you want to make any changes to medical, dental, life insurance and/or to enroll in a Flexible Spending Account for 2017
    4. Review this guide for assistance on how to navigate the MyDay Open Enrollment Benefit Event.

    Note: Qualified Transportation Expense (QTE) and Tax Deferred Annuity (TDA) Retirement Plan changes can be made outside of the Open Enrollment Benefit Event (refer to the appropriate section below).

  • What's Changing in 2017

    UnitedHealthcare (along with Optum Rx and UnitedHealthcare Vision), Delta Dental, EBPA and TIAA will continue to administer New School benefit plans in 2017.

    Employee and University Contributions

    The university and enrolled employees share in the cost of the health care plan, with the university covering close to 80% of the cost of our plan. Next year, beginning on January 1, the cost of The New School health care plan will increase by 10.5%. We encourage you to review the  2017 Contribution Chart  for employee and university costs.  

    See the 2017 Health Care and Dental Care Contributions section below for 2017 employee and university premiums, including the separate contribution charts if you choose to cover a domestic partner.

    Health Care Plan Change

    The original healthcare renewal came in higher than 10.5% and, as a result, the university and the benefits committee made the difficult decision to make a plan design change in order to reduce the increase to 10.5%.  Effective January 1, members of the Choice Plus 1000 and Choice Plus EPO plans will be responsible for a $100 medical in-network deductible ($200 if you have enrolled dependents) on all services except for preventive care and prescription drugs.   A deductible is the amount that you pay out-of-pocket before a copayment or payment through the plan applies.  Deductibles "reset" at the beginning of each plan year (January 1).Once the $100 or $200 deductible is met you will be responsible only for your copayments for the remainder of the calendar year.  The $200 family deductible can be met by any combination of family members, however, no one individual can make up more than $100 in a plan year.

    Flexible Spending Account (FSA) Change

    The amount that you can contribute to your Healthcare Flexible Spending Account has increased to $2,600 in 2017 (up from $2,550). There is no change to the Dependent Care Flexible Spending Account maximum.

    Health Savings Account (HSA) Change

    The maximum allowable contribution into a health savings account in 2017 for members enrolled in employee-only coverage will increase to $3,400 and will remain the same at $6,750 for members enrolled in family coverage (spouse and/or children).  The annual university contributions will remain the same at $750 for individuals and $1,500 for employees with an enrolled spouse and/or child(ren).

    Enrollment Process: What You Need To Do

    We've created this guide to you help navigate the MyDay system and manage your Open Enrollment elections.

    To access your Open Enrollment Benefit Event, log into MyDay and click on the Inbox worklet (circle). Locate the Open Enrollment Benefit Event and carefully follow the help text on each screen.

    You do not need to do take any action if:

    • You (and your currently enrolled dependents, if any) want the same UnitedHealthcare plan that you have in 2016, and
    • You (and your currently enrolled dependents, if any) want the same dental plan that you have in 2016, and
    • You do not want to make a 2017 Health Care or Dependent Care FSA election, and
    • You do not want to change your Supplemental Life Insurance Plan election(s), if any

    Health Care and Dental Care Plans

    Health Care Plans

    It is important to consider all of your health care options.  Refer to this  Plan Comparison Chart to view how certain services are covered under each plan.  And did you know that we offer a High Deductible Health Plan with a Health Savings Account that the university makes contributions into? Here's how it works.

    Click on the links below for the more detailed  Summary of Benefits and Coverage for each plan. (Paper copies are also available by contacting Human Resources.)

    We also asked UnitedHealthcare for a high-level plan design comparison of the New School's EPO plan to other clients.  Review that benchmark summary here.

    Finding Participating (In-Network) Providers

    Enrollees in the UnitedHealthcare plans may obtain health care services from in-network providers. To find in-network providers go to www.myuhc.com, click on "find physician, laboratory or facility" under Links and Tools.  Then select "All United Healthcare Plans".

    • To find providers in the Choice Plus 1000 Plan and the High Deductible Health Plans elect "Choice Plus"
    • To find providers in the Choice EPO Plan, select "Choice"

    Health Savings Account

    If your health care choice is the High Deductible Health Plan (HDHP), you may make pre-tax and/or post-tax contributions to a Health Savings Account (HSA). Additionally, the university will continue to make the following contributions to an HSA:

    • For single coverage: $750 annually, contributed in equal amounts over 26 pay checks
    • For family coverage: $1,500 annually, contributed in equal amounts over 26 pay checks

    The combined employee and employer maximum contributions will increase to $3,400 for single coverage and will remain the same for family coverage at $6,750. The age 55+ catch-up annual maximum remains at $1,000. Contributions begin once The New School is notified that you have opened an HSA. The annual employer contribution amount will be prorated if your HSA is opened after January 1, 2017. 

    Please Note

    If you are currently enrolled in the HDHP and have an HSA, your account will remain with Optum Health Bank in 2017.

    Prescription Drug Coverage

    • View the 2017 Advantage Prescription Drug List to determine the cost of a the most common medications.
    • Under the Optum Rx Progression Rx program, some prescriptions require that you try a "Step 1" medication before a "Step 2" medication will be covered. Refer to Progression Rx – Step Therapy Program list to view the names of these medications and details about this plan feature.
    • The Specialty Pharmacy Program must be used by members with rare or complex medical conditions who require specialty medications (described in flyer). If you have an existing (active) specialty medication prescription with Optum Rx it will remain on file and you will not need to obtain a new one.

    Vision Plan Coverage

    As a reminder, UnitedHealthcare enrollees will automatically be enrolled in the UnitedHealthcare Vision Plan at no additional cost. (You must be enrolled in the health care plan to receive vision plan benefits; there is no option to enroll separately.) The plan allows you to receive routine vision services either from participating (in-network) vision providers or from providers who do not participate in the UHC vision network (out-of-network). To search for in-network providers, go to www.myuhcvision.com and log in using your UnitedHealthcare member ID number. You should also print your vision care member ID card once you're logged in; you will present the card at the time you receive routine vision services.

    The Vision Care Plan covers an examination and new lenses (contact and glasses) every 12 months and new frames every 24 months. Review the Summary Plan Description and Plan Summary for coverage details. Call United Healthcare Vision at 800.638.3120 for additional information.

    Dental Plan Coverage

    There will be no benefit changes to the Delta Dental PPO Plus Premier Plan and the DeltaCare USA DHMO plans for 2017. For additional information please go to the dental care page of the New School's benefits website.

    2017 Health Plan and Dental Plan Contributions

    Effective January 1, 2017 the cost of the New School Health Plan will increase by 10.5%.  Dental care contributions will remain the same.  Refer to the 2017 Health Care and Dental Care Plan Contribution Chart if you will be covering yourself only, or yourself, a spouse and/or child(ren).  

    If you will be covering yourself and a domestic partner, view the 2017 Domestic Partner Only Imputed Income Chart to determine the taxation related to this coverage.  If you will be covering yourself, a domestic partner, and a child(ren), view the 2017 Domestic Partner and Child(ren) Imputed Income Chart to determine the taxation related to this coverage.

    About the Contribution Increases

    The New School’s goal is to provide our faculty and staff with a comprehensive benefits package, while doing our best to reduce any expected cost increases. Increasing health care costs are an issue facing the entire country.  In 2017 the annual expected increase in medical cost among employer plans in the New York Metropolitan area will be 11.4% (among employers surveyed by United Healthcare), and the average premium for an individual seeking insurance in the NY Affordable Care Act marketplace will rise 16.6%.  As you may have heard, the average increase across the nation is much higher.

    The university’s Benefits Committee is tasked with carefully evaluating changes to the benefits program, while weighing the impact these changes have on costs incurred by employees. The Committee works to strike a balance between keeping costs down as much as possible and ensuring excellent coverage for full time staff and faculty.  The Committee includes representatives from The New School community, including faculty; senior leadership; and staff from the colleges, the Provost's Office, General Counsel, Finance and Human Resources.

    The university and enrolled employees share in the cost of the health care plan, with the university covering close to 80% of the cost of our plan. Next year, beginning on January 1, the cost of The New School health care plan will increase by 10.5%. The original healthcare renewal came in higher than 10.5% and, as a result, the university and the benefits committee made the difficult decision to make a plan design change in order to reduce the increase to 10.5%.  See the What's Changing in 2017 section above for the change to deductible for the Choice Plus 1000 and Choice EPO plans. 

    We recognize that a 10.5% increase is significant for you. Please know that the Benefits Committee worked diligently to find a way to keep our health care premium costs below the percentage increases seen across the city and state.

    Flexible Spending Account

    If you wish to participate in a Flexible Spending Account (FSA) in 2017 you MUST take action.  Your 2016 elections will not carryover into 2017.

    In late 2013, the IRS released new health care flexible spending account rules permitting employers to allow plan participants to rollover up to $500 of the unused FSA contribution from one year to the next, reducing the amount subject to "lose it" rules. The New School does allow this type of rollover.  Therefore, up to $500 of unused 2016 health care FSA funds (not dependent care FSA funds, per the IRS) can be used in calendar year 2017. Please consider this when making your 2017 election.

    In order to set aside pre-tax FSA money from your pay in 2017, you will still be required to elect a goal amount for 2017 in MyDay (locate the Open Enrollment Benefit Event via the Inbox worklet (circle).

    The maximum amount that you can set aside from your pay into a Health Care FSA will increase to $2,600, and the maximum for Dependent Care FSA will remain at $5,000.

    For information on Health Care and Dependent Care FSAs, go to the FSA page of the New School's benefits website.

    Life Insurance Plan

    The University provides you with Basic Term Life Insurance coverage and Accidental Death and Dismemberment coverage at no cost. Supplemental Life Insurance coverage is also available to you and your eligible dependents and is paid for by you through after-tax payroll deductions.

    Supplemental Life Insurance

    You can purchase supplemental life insurance for yourself at a group rate in a coverage amount equal to 1x, 2x, or 3x your base annual salary, up to a maximum coverage amount of $250,000. You can also purchase life insurance for your spouse or domestic partner at a group rate in the amount of $10,000 or $25,000 and/or dependent child(ren) up to age nineteen (age 23 if a full-time student) at an amount of $4,000 per child). For information and rates, go to the life insurance plan page of the New School's benefits website.

    Enroll in or make a change to your supplemental life insurance elections via the Open Enrollment Benefit Event in MyDay. If you elect or increase supplemental life insurance coverage you must complete a health questionnaire that is subject to approval by our carrier, The Standard, before coverage can become effective. A questionnaire will be emailed to you if coverage is elected or increased.

    Qualified Transportation Expense Plan and Tax Deferred Annuity Retirement Plan

    If you are currently participating in these plans, your 2016 elections will continue into 2017. You may enroll or make changes at any time during the year by initiating Benefit Events in MyDay. To help you navigate MyDay, we've created a guide for Changing Your Transit and Parking Amounts and for Changing Your Retirement Savings Amounts.

    As of today, the maximum amounts that you can contribute into the transit, parking and retirement plans will remain the same in 2017.

    For additional information regarding these plans visit the Qualified Transportation Expense page on our website and the Retirement Plan page. 

    Required Notices

    As required by law, The New School must provide certain notices to employees on an annual basis.

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