Cost of Coverage and Covering Dependents
Part-time faculty members can elect to participate in The New School's health care and dental care plans if they meet the eligibility requirements set forth in the collective bargaining agreement between the university and ACT-UAW. Part-time faculty members must work at the university for at least one academic year before they become eligible for health care and/or dental care plan coverage. Newly hired part-time faculty members are not eligible for coverage during the first year of their employment with the university. Please review the Benefits Eligibility Checklist for Academic Year 2013-2014 (PDF) to determine whether you are currently eligible for health care and dental care coverage.
If you are eligible to participate in the university’s health care and dental care plans, you can also enroll the following dependents:
- A spouse (a copy of a marriage certificate is required)
- A same- or opposite-sex domestic partner (a copy of an approved Statement of Domestic Partnership (PDF) is required)
- A child (or children) through the end of the year in which he or she turns 26* (a copy of a birth certificate that shows the names of both the parent and the child or legal documentation of adoption or court-ordered care by the employee is required)
- A dependent child (or children) who was found to have a disability before the attainment of age 19 (a copy of a birth certificate that shows the names of both the parent and the child or legal documentation of adoption or court-ordered care by the employee and documentation of disability status are required)
A child (or children) is defined as
- Your biological child
- Your stepchild
- Your qualified domestic partner’s child
- Your legally adopted child
- Your foster child, including any child placed with you for adoption
- Any child for whom you are responsible under court order
Eligible dependents can be enrolled only during your initial eligibility period or enrolled or dropped from coverage during the Annual Open Enrollment period each fall unless you and/or your dependent experience a Change in Status as defined by the Internal Revenue Code.
*Once a child no longer meets eligibility requirements, you must notify the benefits staff within 30 days so that the child can be removed from your coverage and offered continuation coverage through COBRA or through the New York State Coverage Expansion through the Age 29 Act (NYS Young Adult Option).
You and the university share in the cost of coverage (PDF); you are responsible for paying your
share of the premium. In order to enroll in a health and/or dental care
plan, you must earn enough in wages to cover the annual cost of the plan(s) you
elect. Contributions are withheld from your monthly paychecks over the
course of the academic year (September through June). If you do not
receive a paycheck in any month or do not receive enough pay to cover your monthly contributions, the amount of
contributions withheld from another paycheck (or paychecks) will be increased so that your premium will be
paid to the fullest extent feasible through deductions from your pay during the academic year (September through June). Failure to make premium payments will result in termination of coverage (health and/or dental) effective the last day of the month for which the required contribution was made.
Contributions for health care plan
and dental care plan coverage for you, a spouse, or a dependent child (or
children), if applicable, are deducted on a pre-tax basis from your paycheck.
If you have enrolled a domestic partner, the portion of the contributions
attributable to your coverage in the health care plan and dental care plan is
deducted on a pre-tax basis. However, the portion of the contribution
attributable to the domestic partner’s coverage is withheld from each paycheck
on an after-tax basis, and the portion of the university’s contribution
attributable to your domestic partner’s coverage is added to your
earnings as taxable income (referred to as “imputed income”). IMPORTANT: Please
refer to the 2014 imputed income chart for domestic partner coverage (PDF). Or, if you are covering a domestic partner and child(ren), review the 2014 imputed income chart for domestic partner and child(ren) coverage (PDF) for detailed taxation information.
Note: If your entire share of the annual
premium is not paid through payroll deductions from your paychecks, you will be
required to pay on an after-tax basis (by personal check) for your coverage.
If you do not pay your share of the premium, your coverage will be
terminated retroactive to the last day of the month for which you paid your
share of the premiums.